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Umbrella Insurance Policies

Posted in: Updates // Written on behalf of Cuming & Gillespie
May 21, 2015

When people suffer serious injuries in motor vehicle collisions one of the biggest issues is insurance limits. Catastrophic injury claims including spinal chord injury, brain injury and wrongful death often attract damage awards that exceed 1 Million dollars.In many cases, drivers carry insurance limits on their motor vehicles of only 1 million dollars. At first glance this may seem like a lot of money but it only represents a portion of what is need to care for a seriously injured individual.In today’s insurance market it is getting more common to see “Umbrella” insurance policies. As people look to save on insurance rates they are combining there automobile and home owners insurance under one policy. In many situations, insurance companies will offer a discount on an “Umbrella” policy with a larger insurance limit. In these situations, lawyers acting for seriously injured individuals must be certain they collect on available funds.Before any serious injury case is settled it is critical that all sources of insurance are pursued and that careful attention is paid to the possibility of the new and emerging “Umbrella” policy.If you or a family member has suffered a serious personal injury feel free to call Cuming & Gillespie Lawyers. Call us, we can help.Cuming & Gillespie LawyersCraig Gillespie

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