You are entitled to compensation if you have suffered minor injuries as a result of a car accident. Minor injuries are generally defined as injuries which do not result in a serious impairment. Damages for pain and suffering (general damages) from minor or soft-tissue injuries fall under the minor injury cap in Alberta (which, as of 2022, is set at $5,488).

However, injuries do not always fall within the category of capped claims, even if the insurance company claims that they do. Further, an injury that seems minor may not be considered minor if it fails to resolve within a reasonable amount of time. Therefore, it is critical to contact a knowledgeable personal injury lawyer before settling with your insurance company to ensure you get the maximum compensation possible.