Cuming & Gillespie LLP recently resolved a motor vehicle claim for over $1.3 million. The firm acted for an individual who suffered serious personal injuries in a head-on collision. The defendant only had $1 million in insurance limits, so a claim was issued against the plaintiff’s own insurance company to recover damages under their Family Protection Endorsement. The claim was resolved after a mediation involving both insurance companies.

In catastrophic cases, all avenues for recovery must be considered, including auto insurance policies, Family Protection Endorsements, claims arising from adverse road conditions, and other factors like potential commercial host liability and insurance broker negligence. Seeking the policy limit of the at-fault driver is only the first step to ensure full compensation.