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Insurance Company Offers Following Calgary Car Accident Injuries

Posted in: Blog // Written on behalf of Cuming & Gillespie
February 5, 2016

At Cuming & Gillespie, one of Calgary’s premier personal injury law firms, we help clients who have been seriously injured in car accidents every day. The injuries themselves are bad enough, often leading to weeks or months of missed work—making a continued career all but impossible, in more severe cases—and causing chronic pain, impacting range of motion, and otherwise diminishing their capabilities and quality of life.

These problems make car accidents not only painful and disruptive events, but also stressful ordeals that can create intense personal and financial pressures. If you’re like most Calgary car accident victims, you want your case resolved as quickly as possible, so you can put the incident behind you and start rebuilding your family and your future. Unfortunately, insurance companies know the pressure you’re feeling, and they may try to use it to their advantage—and your detriment.

Let a Calgary Personal Injury Lawyer Talk to the Insurance Company

When a Calgary driver causes an accident in that results in serious injuries, that driver is responsible for paying for the injured party’s medical costs, lost wages, diminished earning capacity, and additional amounts for pain and suffering and other problems caused by the injuries. Because most drivers don’t have enough money to adequately cover those costs, all drivers are required to carry insurance—insurance that is supposed to pay out to car accident injury victims to cover the costs. Simply put, insurance companies assume responsibility from their customers.

Insurance companies exist to make a profit, though, and the less they pay out to Calgary car accident injury victims, the more profits they make from their customers’ insurance premiums. This can lead them to make low up-front offers to injury victims, and they push injured parties to accept these deals quickly without adequate time to review or consult with a plaintiff’s personal injury lawyer to determine if the deal is fair.

The promise of a quick check, and sometimes the threat of a prolonged process, is enough to convince many in the Greater Calgary Area to sign and accept the first deal the insurance company offers, but this is almost always a big mistake.

Because insurance companies are incentivized to pay out as little as possible to injury victims, their initial offers to car accident victims can often be less than is actually needed to make up for all of the direct and indirect expenses associated with severe injuries. Partnering with a Calgary personal injury lawyer puts a knowledgeable and experienced advocate in your corner to deal with the insurance company for you. A lawyer with experience handling car accident injuries will be able to argue for a fair settlement and get you all that you’re entitled to

Contact a Calgary Personal Injury Lawyer for Your Car Accident Case

If you’ve been seriously injured in a car accident in the Greater Calgary Area, you don’t need to deal with the insurance companies on your own. Contact the experienced Calgary personal injury lawyers at Cuming & Gillespie today for a free initial consultation.

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