In Alberta, you are entitled to Section B (No-Fault Accident) Benefits (typically under your own motor vehicle policy) regardless of fault for the accident. Accident benefits are a mandatory part of all automobile insurance policies in Alberta. They help cover the expenses related to injuries suffered by a driver, passenger, pedestrian, or bicyclist in an accident with a motor vehicle.
Accident benefits help cover the cost of the injured person’s medical expenses, including treatment, home or vehicle modifications, and medically necessary equipment. Accident benefits in Alberta also cover the injured person’s costs, to an extent, if they are disabled and unable to work as a result of the accident. If the injured person dies from their accident injuries, grief counselling benefits and funeral coverage is usually available for their surviving family members.